Privacy Policy

1. Information We Collect

We collect the following types of information to provide and improve our services:

1.1 Personal Information You Provide

• Account Information: Full name, email address, phone number, and password when you register an account.
• Payment Information: Payment details are collected and processed securely by Paystack, our third-party payment processor. OBIF does not directly store your credit card numbers or bank account details.
• Profile Information: Any additional information you voluntarily provide, such as a profile photo or communication preferences.

1.2 Information Collected Automatically

• Usage Data: Pages visited, features used, time spent on the platform, and navigation patterns.
• Device Information: Browser type, operating system, device type, and IP address.
• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience, as detailed in Section 7 below.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To create and manage your account on the OBIF platform.
• To process sponsorship payments and donations.
• To match sponsors with beneficiaries and provide sponsorship updates and reports.
• To communicate with you about your sponsorships, account activity, and platform updates.
• To improve the platform, develop new features, and enhance user experience.
• To comply with legal obligations and protect against fraudulent or unauthorized activity.
• To send periodic newsletters or updates about OBIF activities, which you may opt out of at any time.

3. Data Sharing and Disclosure

OBIF does not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

• Payment Processing: We share necessary payment information with Paystack to process your sponsorship payments securely. Paystack's use of your data is governed by their own privacy policy.
• Legal Requirements: We may disclose your information if required to do so by law, regulation, or legal process, or if we believe disclosure is necessary to protect the rights, safety, or property of OBIF, our users, or the public.
• Service Providers: We may share information with trusted service providers who assist us in operating the platform, provided they agree to keep your information confidential.

4. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our services. We may also retain certain information as required by law or for legitimate business purposes, such as maintaining records of completed sponsorships and donations for accountability and reporting. If you request deletion of your account, we will delete or anonymize your personal data within a reasonable timeframe, except where retention is required by applicable law.

5. Your Rights

You have the following rights with respect to your personal information:

• Access: You may request a copy of the personal data we hold about you.
• Correction: You may request that we correct any inaccurate or incomplete personal data.
• Deletion: You may request the deletion of your personal data, subject to any legal obligations that require us to retain it.
• Objection: You may object to the processing of your personal data in certain circumstances.
• Data Portability: You may request your data in a structured, commonly used, and machine-readable format.

To exercise any of these rights, please contact us at info@obif.org. We will respond to your request within a reasonable timeframe.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit, secure authentication mechanisms, and regular security reviews. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Cookies

OBIF uses cookies and similar technologies to:

• Keep you signed in and remember your preferences.
• Understand how you use the platform so we can improve it.
• Provide a secure browsing experience.

You can manage your cookie preferences through your browser settings. Please note that disabling cookies may affect the functionality of certain features on the platform.

8. Children's Privacy

The OBIF platform involves information about children who are beneficiaries of the sponsorship program. This information, including names, ages, photos, and educational progress, is managed exclusively by authorized OBIF administrators and is used solely for the purpose of facilitating sponsorships and providing updates to sponsors. We do not collect personal information directly from children. Sponsors may view beneficiary profiles and reports but may not share, reproduce, or distribute beneficiary information outside the platform without written consent from OBIF. We take the protection of children's data very seriously and apply strict access controls to safeguard it.

9. Third-Party Links

The OBIF platform may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. We encourage you to review the privacy policies of any third-party services you access through our platform.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of the platform after any changes constitutes acceptance of the updated policy.

11. Governing Law

This Privacy Policy is governed by the laws of the Federal Republic of Nigeria, including the Nigeria Data Protection Regulation (NDPR). Any disputes arising from this policy shall be resolved in accordance with Nigerian law.

12. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at: